Talking Fin Lit » retirement http://www.talkingfinlit.org Talking Financial Literacy Podcast hosted and produced by Mark Gura & Kathy King Tue, 07 Feb 2012 03:22:37 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 2008 podcast@talkingfinlit.org (podcast@talkingfinlit.org) podcast@talkingfinlit.org (podcast@talkingfinlit.org) education 1440 http://talkingfinlit.org/FinLit-logo.jpg Talking Fin Lit » retirement http://www.talkingfinlit.org/wordpress 144 144 Resources and Conversations about Educational Needs, Personal Finance, and Constant Change! A global discussion dealing with educational needs emerging from the ever-changing world of personal finance finances, financial literacy, personal finance, schools, learning, professional development, math learning, civics, learner responsibility, mortgages, student loans, credit scores, budgets podcast@talkingfinlit.org podcast@talkingfinlit.org podcast@talkingfinlit.org no no Episode 31- The New York Public Library and Financial Literacy http://www.talkingfinlit.org/2010/09/06/episode-31-the-new-york-public-library-and-financial-literacy/ http://www.talkingfinlit.org/2010/09/06/episode-31-the-new-york-public-library-and-financial-literacy/#comments Mon, 06 Sep 2010 17:03:49 +0000 admin http://www.talkingfinlit.org/?p=131 CLICK TO {{{ LISTEN }}}


connect with NY City Public Library Kathleen Kalmes is a Financial Resource Specialist who works with the New York Public Library (NYPL) to better educate people about financial literacy.  In this exciting interview, Kathleen discusses some of the features of the NYPL’s Science Industry, and Business Library website- included in which are sections on stocks, bond investing, retirement, and much much more.  Kathleen also discusses about the various programs the library offers, available for free to educate the public.  Please join us and listen in as Kathleen describes what impact and what resources the Library has available to help those who are struggling in this troubled economic time.

Continuing the global conversation about personal

financial literacy for educators on

Talking Financial Literacy Podcast


Facebook page for Financial Literacy:

fb

Welcome to the Talking Financial Literacy Community @ Facebook. We hope folks will join us to share links, photos, comments and discussion. But the discussion board will especially be a space to share resources, plans for integrating financial literacy in classes and support as all of us pose new ideas. Who will be first and second to share who

facebk-finlit

they are, their basic interests in this area and any needs or resources?

Invitation for Listeners to Participate in the Show

Listen to the details in episode 31 and then email Mark and Kathy about what you have to share. Email us at podcast ( at) talkingfinlit.org

ON THE ROAD

  • Dr. Kathy King spoke at Westmoreland Community College in Youngwood, PA 8/16/10

Upcoming

  • AAACE Clearwater, FL – Oct. 2010
    • - Dr. Kathy King presentations (several on technology)
  • TSEA Conference- Austin TX – Jan 27, 2011- Dr. Kathy King
  • FETC Orlando, FL -
    • Dr. Kathy King featured presenter Feb 3, 2011-

Leave a comment here on the blog/site

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2010. All rights reserved.

See TransformationEd.com for full details of speaking engagements and opportunities to meet Dr King and Mark. We enjoy meeting our podcast community!

Contact Us


You may contact Mark and Kathy by

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.

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Click to Share! ]]> http://www.talkingfinlit.org/2010/09/06/episode-31-the-new-york-public-library-and-financial-literacy/feed/ 0 Ep 25: A Fin Lit Finale (for now) http://www.talkingfinlit.org/2009/04/23/ep-25-a-fin-lit-finale-for-now/ http://www.talkingfinlit.org/2009/04/23/ep-25-a-fin-lit-finale-for-now/#comments Fri, 24 Apr 2009 01:24:18 +0000 admin http://www.talkingfinlit.org/2009/04/23/ep-25-a-fin-lit-finale-for-now/

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From the vantage point of over 1 year of research, interviews and analysis of personal financial literacy for k-12 and adult education,  Kathy and Mark step back and provide an episode of reflection, high points and next steps. You are invited to join us for this “green room” debriefing as your Talking Financial Literacy Podcast co-hosts discuss such questions as :

  • What were their surprises as they wrap up the first segment of the series?
  • How can teachers best make use of the series?
  • What needs and gaps did they uncover in the journey of exploring financial literacy resources?
  • How has our world of economics and politics transformed during this 12-16 months?
  • What could a sequel series of segments offer?

This episode becomes a fun, quick-paced recap of great resources, highlights and packs in more surprises for our listeners, both new and returning! Join us for this  comprehensive episode.

 Continuing the global conversation about personal

financial literacy for educators on

Talking Financial Literacy Podcast

 

Resources discussed in this episode:MarkandKathy Mark and Kathy cohosts of Talking Financial Literacy

  • Our archive of illustrious guests and episodes     
    • Convenient: Available on demand:  24/7
    • Portable: Take use with you via MP3 player, iPod, cell phone or CD
    • Flexible: Use for teacher PD, student enrichment, parent and adult education classes
  • We express a special thanks to the McGraw-Hill Companies who have so graciously sponsored this first round of the series as a philanthropic effort. Thank you for offering such a rich resource for teachers, students, community and parents.  ~~ Kathy & Mark
  • We expect to be providing some more resources on this topic in the near future based on discussions with potential supporters. ~~ Kathy & Mark
  • Keep this feed live in your feedreader and podcast reader (iTunes, etc) and check back to the site for updates and announcements!)
  • We wish you all success in bringing financial literacy lifelong learning to life for your students!

Contact Us


You may contact Mark and Kathy by

  • leaving a comment here on the blog/site

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2009. All rights reserved.
CLICK TO {{{ LISTEN }}}

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Click to Share! ]]> http://www.talkingfinlit.org/2009/04/23/ep-25-a-fin-lit-finale-for-now/feed/ 0 0:00:01 Ep 25: A Fin Lit Finale (for now) A global discussion dealing with educational needs emerging from the ever-changing world of personal finance bank accounts, budgets, business, calculators, charity, cost of living, curriculum, Dan Rabuzzi, Educational programs, entrepreneurship, Federal Reserve, games, giving, globalization, mortgages, Phyllis Frankfort, resources, retirement, student outcome... podcast@talkingfinlit.org no no Ep 22 Mortgages:Elizabeth Zelasko http://www.talkingfinlit.org/2009/01/29/ep-22-mortgageselizabeth-zelasko/ http://www.talkingfinlit.org/2009/01/29/ep-22-mortgageselizabeth-zelasko/#comments Fri, 30 Jan 2009 01:00:13 +0000 admin http://www.talkingfinlit.org/2009/01/29/ep-22-mortgageselizabeth-zelasko/

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 This episode features a lively and informative interview with loan manager, Elizabeth Zelasko of  cwidebank Countrywide Bank by Talking Fin Lit co-host Dr. Kathy King. Elizabeth provides behind the scenes information that every loan applicant should know about mortgages in general and for the changing landscape of this financial vehicle today. From application fees to points, locking in rates, ARMs, fixed rates, taxes, stated income, credit scores, to “junk fees,” we are here to de-mystify the terms and the process!

You will find many money-saving and powerful suggestions for how to prepare for mortgages as adults and pose it for young people to understand the need to prepare now, for instance: building a credit history, savings and banking literacy!

Mark and Kathy also discuss the details of how to use mortgages and this life need as a vibrant classroom learning focus. Resources, lesson ideas and discussion abound.

Join us as we bring an expert on board to provide complete information in a form for all to understand.

 Elizabeth (Lisa) Zelasko contact information:

Lisa-Zelasko

Countrywide Bank, FSB
Home Loan Consultant
Office: 201-556-4724
Fax: 866-433-2940
Email: Elizabeth_Zelasko@Countrywide.com

 WEB: http://countrywidelocal.com/elizabethzelasko

 Resources for this Episode

Mortgage Calculators

 

  • Calculator: “Calculate Your Debt-to-Income Ratio”
    Comparing your earnings against your spending , also known as a debt-to-income ratio, is one of the most popular approaches for evaluating if you have too much debt. Lenders, for years, have looked at debt-to-income ratios to get a better grasp on a person’s current financial picture to determine credit-worthiness.

Other Resources

Contact Us


You may contact Mark and Kathy by

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2009. All rights reserved.

CLICK TO {{{ LISTEN }}}

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Click to Share! ]]> http://www.talkingfinlit.org/2009/01/29/ep-22-mortgageselizabeth-zelasko/feed/ 0 0:49:13 Ep 22 Mortgages:Elizabeth Zelasko A global discussion dealing with educational needs emerging from the ever-changing world of personal finance bank accounts, bankruptcy, budgets, business, calculators, cost of living, credit scores, curriculum, Elizabeth Zelasko, entrepreneurship, globalization, interviews, investments, loans, mortgages, resources, retirement, taxes podcast@talkingfinlit.org no no Ep 15 Get Your Finances Ready for Retirement http://www.talkingfinlit.org/2008/12/12/ep-15-get-your-finances-ready-for-retirement/ http://www.talkingfinlit.org/2008/12/12/ep-15-get-your-finances-ready-for-retirement/#comments Fri, 12 Dec 2008 17:42:26 +0000 admin http://www.talkingfinlit.org/2008/12/12/ep-15-get-your-finances-ready-for-retirement/

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NesteggIn this episode, Get Your Finances Ready for Retirement, Mark and Kathy provide a bevy of resources to expand your personal financial literacy and begin to break through the fear of retirement planning. Resources include reports about the needs for diversified retirement funds, planning for retirement, and how to calculate what is needed to live well in retirement.

Most financial planners will tell you that Social Security will not be sufficient for your retirement needs.

How is your nest egg?          How will you fund your glory days?

And for teachers, this topic becomes another prime opportunity to open new patterns of communication, place math, government, health and policy issues in real-life contexts, and provide a platform for family dialogue and skill building.

Join us for the discussion about the concerns for retirement, the need and the possibilities for learning. Free online resources never made it so easy to break-through financial barriers. Resources include retirement handbooks, calculators and discussions about alternate retirement income sources.

 We emphasize to our listeners, and readers, that we are NOT financial experts; our goal in this series to introduce resources, cast a view of financial literacy as personal financial literacy, and provide free resources for educators.

These episodes are not intended to provide financial advice or counsel. Please consult a certified financial planner who specializes in retirement to assist you in understanding your situation and to plan to meet your needs.

If you take that step or encourage others to do likewise, because of this blog and podcast, we will consider ourselves immensely successful! Thank you!

Resources

PBS Special Report: Retirement

Nightly Business Report – ARCHIVE Report

Retirement Planning Calculators(s):

- AARP Retirement Calculator

- Article on these calculators with links From USA Today

- Article with somewhat opposing view Marketwatch article

Reverse Mortgage Information for Seniors

http://www.letyourhomepayyou.com/

Contact Us


You may contact Mark and Kathy by

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008. All rights reserved.

CLICK TO {{{ LISTEN }}}

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Click to Share! ]]> http://www.talkingfinlit.org/2008/12/12/ep-15-get-your-finances-ready-for-retirement/feed/ 0 0:00:01 Ep 15 Get Your Finances Ready for Retirement A global discussion dealing with educational needs emerging from the ever-changing world of personal finance bank accounts, budgets, calculators, cost of living, investments, loans, mortgages, resources, retirement, student outcomes, teacher perspectives podcast@talkingfinlit.org no no Ep 14 Caring for Your Parents http://www.talkingfinlit.org/2008/12/08/ep-14-caring-for-your-parents/ http://www.talkingfinlit.org/2008/12/08/ep-14-caring-for-your-parents/#comments Tue, 09 Dec 2008 04:03:01 +0000 admin http://www.talkingfinlit.org/2008/12/08/ep-14-caring-for-your-parents/

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In this episode, Mark and Kathy discuss the educational opportunities related to the stage of life in which we help take care of our parents, grandparents and other older adults. Our approach on this topic is to help educators and students develop a new understanding of personal literacy to reach different areas of their lives. This topic provides rich opportunities for family literacy, intergenerational dialogue, problem solving, research, embedded literacy projects and critical thinking.

While some teachers may have already experienced the need to do this and begun to negotiate the complex world of finance for elders, others may be less aware of the retirement needs, financial picture, living needs, rights and dangers, which surround elder care. This topic is a powerful to become conversant in to assist your students in exploring it.

 We emphasize to our listeners that we are not financial experts; our goal in this series to introduce resources, cast a view of financial literacy as personal literacy, and provide ideas and free resources for educators to use across curriculum and grade levels.

These episodes are not intended to provide financial advice or counsel. Please consult a certified financial planner and a lawyer who specializes in elder care to assist you in understanding your situation and to plan to meet your needs. If you take that step or encourage others to do likewise, because of this blog and podcast, we are immensely successful in our mission!

World Health Organization Data  2008elders

How long will you live in retirement: 20, 30, 40 years?

Check this out: Life expectancy in USA as of 2008

  • White women 81, Black women, 77
  •  White men 76, Black men, 70

Elder Financial Care Resources
Information to help understand the issues related to helping take care of older people in your family.

PBS Handbook Understanding Finances
Resources Directory Elder Financial Care

Financial Abuse

What is it?

Where does it come from?

How to prevent it!

[Click to read an informative document on this topic]

Senior/Elder Care Financial Services

Comprehensive Solutions for Seniors has helped many families make the most of their financial resources and assets to provide the best possible care for loved ones. Let our experience and knowledge work for you.

http://www.senioreldercare.com/financial_services.htm

Reverse Mortgage Information for Seniors

http://www.letyourhomepayyou.com/

 

Contact Us


You may contact Mark and Kathy by

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008. All rights reserved.

CLICK TO {{{ LISTEN }}}

 

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Click to Share! ]]> http://www.talkingfinlit.org/2008/12/08/ep-14-caring-for-your-parents/feed/ 0 0:00:01 Ep 14 Caring for Your Parents A global discussion dealing with educational needs emerging from the ever-changing world of personal finance budgets, calculators, cost of living, investments, mortgages, resources, retirement, student outcomes, teacher perspectives podcast@talkingfinlit.org no no