Kathleen Kalmes is a Financial Resource Specialist who works with the New York Public Library (NYPL) to better educate people about financial literacy. In this exciting interview, Kathleen discusses some of the features of the NYPL’s Science Industry, and Business Library website- included in which are sections on stocks, bond investing, retirement, and much much more. Kathleen also discusses about the various programs the library offers, available for free to educate the public. Please join us and listen in as Kathleen describes what impact and what resources the Library has available to help those who are struggling in this troubled economic time.
Welcome to the Talking Financial Literacy Community @ Facebook. We hope folks will join us to share links, photos, comments and discussion. But the discussion board will especially be a space to share resources, plans for integrating financial literacy in classes and support as all of us pose new ideas. Who will be first and second to share who
they are, their basic interests in this area and any needs or resources?
Invitation for Listeners to Participate in the Show
Listen to the details in episode 31 and then email Mark and Kathy about what you have to share. Email us at podcast ( at) talkingfinlit.org
ON THE ROAD
Dr. Kathy King spoke at Westmoreland Community College in Youngwood, PA 8/16/10
Ep 28 April is Financial Literacy Month- Part 2 Download (3)
More great resources to scaffold Financial Literacy Month with your classes and communities. From DOE on Youtube to HGTV reality shows(?) Kathy and Mark share resources, activities and perspectives for teachers in focusing on financial literacy materials. Discover how to use the videos and articles in this episode to build relevance and maximize learning. This is your personal invitation to be part of the Fin Lit Community- Let’s support educators. Visit the website for complete show notes and resources www.talkingfinlit.org This is your personal invitation to be part of the Fin Lit Community- Let’s support educators.
Continuing the global conversation about personal
financial literacy for educators on
Talking Financial Literacy Podcast
Resources and Articles Mentioned
Schools to teach kids how to manage money, Hamilton Spectator
Financial literacy is to be incorporated into Ontario classrooms from Grade 4 to Grade 12. Parliamentary assistant Leeanna Pendergast will provide a report …
BUILDING YOUR FUTURE - The Actuarial Foundation has released Building Your Future, an engaging and relevant financial literacy curriculum to help teens master the foundational elements of personal finance and to prepare for life after high school
At a time of widespread economic turmoil and financial challenge, it is more important than ever that teens are given the knowledge and skills they need to manage their money wisely and to make smart decisions for the future.
“Building Your Future helps students easily grasp the essentials of personal finance, gives them multiple opportunities to practice core skills and showcases the real-world impact of the financial decisions they make. Each chapter is classroom ready, with a Teacher’s Guide that provides handouts and answer keys, instruction and assessment suggestions, definitions and resources that align with national mathematics and personal financial education standards.
To help teachers incorporate these materials into their instruction, the Foundation is making Building Your Future available in PDF format. However, as a nonprofit organization we are able to provide printed copies of the booklets at a break-even cost of just $2.50 per booklet.”
from the site
HGTV reality show provides …
Relevant connections for middle school and high schoolers
FOXBusiness
The first-of-its-kind survey, funded by the Financial Industry Regulatory Authority’s (FINRA) non-profit Investor Education Foundation
How to Teach Kids About Money
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t too slick with money. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’t save nearly enough for retirement
By Barbara Kiviat Monday, Jan. 25, 201
Welcome to the Talking Financial Literacy Community @ Facebook . We hope folks will join us to share links, photos, comments and discussion. But the discussion board will especially be a space to share resources, plans for integrating financial literacy in classes and support as all of us pose new ideas. ho will be first and second to share who
they are, their basic interests in this area and any needs or resources?
Invitation for Listeners to Participate in the Show
Listen to the details in episode 26 and then email Mark and Kathy about what you have to share. Email us at podcast ( at) talkingfinlit.org
ON THE ROAD – Coming Events
April 2010 — Kathy at Purdue University (IN)
April – June 2010 –Kathy at RTI SUMMIT @Chicago & Orlando
May 2010- Kathy NYCABE Keynote N Y City
May 2010 — Kathy at AERA 2010 (Denver, CO)
June 2010 — Mark and Kathy at ISTE NECC 2010 (Denver, CO)
Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.CLICK TO {{{ LISTEN }}}
Ep 28 April is Financial Literacy Month- Part 2 Download (3)
From the vantage point of over 1 year of research, interviews and analysis of personal financial literacy for k-12 and adult education, Kathy and Mark step back and provide an episode of reflection, high points and next steps. You are invited to join us for this “green room” debriefing as your Talking Financial Literacy Podcast co-hosts discuss such questions as :
What were their surprises as they wrap up the first segment of the series?
How can teachers best make use of the series?
What needs and gaps did they uncover in the journey of exploring financial literacy resources?
How has our world of economics and politics transformed during this 12-16 months?
What could a sequel series of segments offer?
This episode becomes a fun, quick-paced recap of great resources, highlights and packs in more surprises for our listeners, both new and returning! Join us for this comprehensive episode.
Continuing the global conversation about personal
financial literacy for educators on
Talking Financial Literacy Podcast
Resources discussed in this episode:
Our archive of illustrious guests and episodes
Convenient: Available on demand: 24/7
Portable: Take use with you via MP3 player, iPod, cell phone or CD
Flexible: Use for teacher PD, student enrichment, parent and adult education classes
We express a special thanks to the McGraw-Hill Companies who have so graciously sponsored this first round of the series as a philanthropic effort. Thank you for offering such a rich resource for teachers, students, community and parents. ~~ Kathy & Mark
We expect to be providing some more resources on this topic in the near future based on discussions with potential supporters. ~~ Kathy & Mark
Keep this feed live in your feedreader and podcast reader (iTunes, etc) and check back to the site for updates and announcements!)
We wish you all success in bringing financial literacy lifelong learning to life for your students!
[display_podcast]This episode features a lively and informative interview with loan manager, Elizabeth Zelasko of
Countrywide Bank by Talking Fin Lit co-host Dr. Kathy King. Elizabeth provides behind the scenes information that every loan applicant should know about mortgages in general and for the changing landscape of this financial vehicle today. From application fees to points, locking in rates, ARMs, fixed rates, taxes, stated income, credit scores, to “junk fees,” we are here to de-mystify the terms and the process!
You will find many money-saving and powerful suggestions for how to prepare for mortgages as adults and pose it for young people to understand the need to prepare now, for instance: building a credit history, savings and banking literacy!
Mark and Kathy also discuss the details of how to use mortgages and this life need as a vibrant classroom learning focus. Resources, lesson ideas and discussion abound.
Join us as we bring an expert on board to provide complete information in a form for all to understand.
Calculator: “Calculate Your Debt-to-Income Ratio”
Comparing your earnings against your spending , also known as a debt-to-income ratio, is one of the most popular approaches for evaluating if you have too much debt. Lenders, for years, have looked at debt-to-income ratios to get a better grasp on a person’s current financial picture to determine credit-worthiness.
Join Kathy and Mark as the explore the need for teaching and learning which include banking content. While topics related to banking functions are rich for math, economics, critical thinking, social studies and literacy, they are not being used in in most curriculum. In this episode, the Talking Fin Lit hosts discuss the great need, the gaps in understanding and some of the few valuable tools and resources available at this time.
Join us as we explore how to fill this gap in personal financial literacy learning across grades and settings. Examples include p-12 through GED and higher education, a not-to-be-missed episode! Entirely relevant, needed and 21st century literacy focused, from the only podcast series with professional development and resources for educators, students and lifelong learners.
Talking Fin Lit Podcast: Continuing the global conversation about personal financial literacy for educators
Resources discussed in this episode:
Articles:
Student-Run Bank Branch Opens in New Jersey High School
Mark and Kathy discover an undeveloped territory of urgent need in financial literacy- taxes. Of course we all know we have to come with taxes, but there are few resources available to integrate this real life need into financial literacy settings cross curriculum. Currently, the field is wide open for innovation and new developments here!
— Relevant — Real-Life – Interdisciplinary —
Lifelong Learning — 21st Century Living
— Motivation – Intergenerational—
From planning for college, to tax savings via charitable giving, and medical flex accounts, it is amazing how much people of all ages might be missing opportunities for valuable and vital learning and savings. Join your Talking Financial Literacy co-hosts, Kathy and Mark, for another exciting discussion as they explore the few resources which ARE available and spin the connections that need to be created.
If you go into the teachers part there is an excellent series of lessons on taxes that include why pay taxes, the history of taxes and the nuts and bolts of how to pay taxes. Check out the stuff on the bottom of the following url
http://www.irs.gov/app/understandingTaxes/teacher/whys.jsp
Submitted by listener and teacher
John Kalnberg, teacher, Sage Day School, Rochelle Park, NJ.
Ep 18 Hotchalk Meta-Resource for Finanical Literacy [0:01] Play Now | Download (2755)
This is an action packed episode which highlights a one-stop shop for many resources which
cover new dimensions of financial learning!
From practical money skills to charity as part of the big picture.
Join Kathy and Mark for an exciting exploration of the financial literacy resources at HotChalk. The financial literacy materials we unearth will be sure to enhance any classroom and make the work of educators easier! From childhood to middle school, high school, and even adults, there are valuable lesson plans, activities, instructional articles, and games from which to choose.
Teachers, educators, educational leaders, (and parents) will find many resources to fit age groups and different settings. Items reviewed include not only HotChalk offerings on this topic, but also Karma Tycoon and The Practical Money Skills web-site.
Talking Fin Lit Podcast:
Continuing the global conversation about personal financial literacy for educators
Being financially-savvy is crucial to making the kind of smart money decisions key to ensuring quality of life. Help your students get up to speed on this important life skill with regularly updated K-12 lessons and other resources in this special sponsored section. [from the website]
Karma Tycoon rocks the gaming world by offering you a thrilling ride through the world of social entrepreneurship as you earn Karma in virtual communities across the US. [From the website]
In addition to providing online tools and resources via www.practicalmoneyskills.com, Visa has created free classroom material that educators can use to teach personal finance. Available online or in a binder format, the classroom curriculum is free.
It offers a teacher’s guide, student worksheets and quizzes and interactive brain-teasers that can be played by students via the Web or from a CD-ROM.
Additionally, Visa donates computer labs, ensuring that schools in need have access to the equipment needed to take advantage of Practical Money Skills for Life. Learn more about Visa’s outreach program. [From the website]
Ep 15 Get Your Finances Ready for Retirement Play Now | Download (2703)
In this episode, Get Your Finances Ready for Retirement, Mark and Kathy provide a bevy of resources to expand your personal financial literacy and begin to break through the fear of retirement planning. Resources include reports about the needs for diversified retirement funds, planning for retirement, and how to calculate what is needed to live well in retirement.
Most financial planners will tell you that Social Security will not be sufficient for your retirement needs.
How is your nest egg? How will you fund your glory days?
And for teachers, this topic becomes another prime opportunity to open new patterns of communication, place math, government, health and policy issues in real-life contexts, and provide a platform for family dialogue and skill building.
Join us for the discussion about the concerns for retirement, the need and the possibilities for learning. Free online resources never made it so easy to break-through financial barriers. Resources include retirement handbooks, calculators and discussions about alternate retirement income sources.
We emphasize to our listeners, and readers, that we are NOT financial experts; our goal in this series to introduce resources, cast a view of financial literacy as personal financial literacy, and provide free resources for educators.
These episodes are not intended to provide financial advice or counsel.Please consult a certified financial planner who specializes in retirement to assist you in understanding your situation and to plan to meet your needs.
If you take that step or encourage others to do likewise, because of this blog and podcast, we will consider ourselves immensely successful! Thank you!
In this episode, Mark and Kathy discuss the educational opportunities related to the stage of life in which we help take care of our parents, grandparents and other older adults. Our approach on this topic is to help educators and students develop a new understanding of personal literacy to reach different areas of their lives. This topic provides rich opportunities for family literacy, intergenerational dialogue, problem solving, research, embedded literacy projects and critical thinking.
While some teachers may have already experienced the need to do this and begun to negotiate the complex world of finance for elders, others may be less aware of the retirement needs, financial picture, living needs, rights and dangers, which surround elder care. This topic is a powerful to become conversant in to assist your students in exploring it.
We emphasize to our listeners that we are not financial experts; our goal in this series to introduce resources, cast a view of financial literacy as personal literacy, and provide ideas and free resources for educators to use across curriculum and grade levels.
These episodes are not intended to provide financial advice or counsel.Please consult a certified financial planner and a lawyer who specializes in elder care to assist you in understanding your situation and to plan to meet your needs. If you take that step or encourage others to do likewise, because of this blog and podcast, we are immensely successful in our mission!
Comprehensive Solutions for Seniors has helped many families make the most of their financial resources and assets to provide the best possible care for loved ones. Let our experience and knowledge work for you.
Ep 13 Money Managment: Interview with Ms. Joan Sabela [30:19] Play Now | Download (2154)
Financial insider Ms. Joan Sabella sits down with Mark Gura to discuss how people can wisely and astutely manage their money, and make financial decisions. In this essential episode about personal finance literacy, topics range from credit card choices and use, and benefits of budgets, to mutual funds and risk tolerance surveys. Ms. Sabella has managed MainStay Balanced Fund since its inception in 1989. She is a Managing Director and has been with New York Life and Management LLC since 2000. Resources in this episode include resources for empowering women in finance, risk tolerance calculators and credit card comparison sites.
We predict you may want to share this with the people you care about- warm, friendly conversation enlightening us about critical financial issues.
Always filled with resources and lively discussion, The Talking Financial Literacy Podcast. Join hosts Mark Gura and Dr. Kathleen P. King (Kathy) for another episode of this series which provides professional development and resources for educators, students and lifelong learners. Financial Literacy is Mission Critical Lifelong Learning.
Kathleen Kalmes is a Financial Resource Specialist who works with the New York Public Library (NYPL) to better educate people about financial literacy. In this exciting interview, Kathleen discusses some of the features of the NYPL’s Science Industry, and Business Library website- included in which are sections on stocks, bond investing, retirement, and much much more. Kathleen also discusses about the various programs the library offers, available for free to educate the public. Please join us and listen in as Kathleen describes what impact and what resources the Library has available to help those who are struggling in this troubled economic time.
CLICK TO {{{ LISTEN }}}
Lifelong Learning — 21st Century Living
In this episode, Get Your Finances Ready for Retirement, Mark and Kathy provide a bevy of resources to expand your personal financial literacy and begin to break through the fear of retirement planning. Resources include reports about the needs for diversified retirement funds, planning for retirement, and how to calculate what is needed to live well in retirement.
Click to read the article about Talking Fin Lit Podcast!