Talking Fin Lit

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 Ep 15 Get Your Finances Ready for Retirement Play Now | Download (2812)

In this episode, Get Your Finances Ready for Retirement, Mark and Kathy provide a bevy of resources to expand your personal financial literacy and begin to break through the fear of retirement planning. Resources include reports about the needs for diversified retirement funds, planning for retirement, and how to calculate what is needed to live well in retirement.

Most financial planners will tell you that Social Security will not be sufficient for your retirement needs.

How is your nest egg?          How will you fund your glory days?

And for teachers, this topic becomes another prime opportunity to open new patterns of communication, place math, government, health and policy issues in real-life contexts, and provide a platform for family dialogue and skill building.

Join us for the discussion about the concerns for retirement, the need and the possibilities for learning. Free online resources never made it so easy to break-through financial barriers. Resources include retirement handbooks, calculators and discussions about alternate retirement income sources.

 We emphasize to our listeners, and readers, that we are NOT financial experts; our goal in this series to introduce resources, cast a view of financial literacy as personal financial literacy, and provide free resources for educators.

These episodes are not intended to provide financial advice or counsel. Please consult a certified financial planner who specializes in retirement to assist you in understanding your situation and to plan to meet your needs.

If you take that step or encourage others to do likewise, because of this blog and podcast, we will consider ourselves immensely successful! Thank you!

Resources

PBS Special Report: Retirement

Nightly Business Report – ARCHIVE Report

Retirement Planning Calculators(s):

- AARP Retirement Calculator

- Article on these calculators with links From USA Today

- Article with somewhat opposing view Marketwatch article

Reverse Mortgage Information for Seniors

http://www.letyourhomepayyou.com/

Contact Us

You may contact Mark and Kathy by

• leaving a comment here on the blog/site
• emailing us at podcast@talkingfinlit.org

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

• (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008. All rights reserved.

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 Ep 15 Get Your Finances Ready for Retirement Play Now | Download (2812)

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 Ep 14 Caring for Your Parents Play Now | Download (2819)

In this episode, Mark and Kathy discuss the educational opportunities related to the stage of life in which we help take care of our parents, grandparents and other older adults. Our approach on this topic is to help educators and students develop a new understanding of personal literacy to reach different areas of their lives. This topic provides rich opportunities for family literacy, intergenerational dialogue, problem solving, research, embedded literacy projects and critical thinking.

While some teachers may have already experienced the need to do this and begun to negotiate the complex world of finance for elders, others may be less aware of the retirement needs, financial picture, living needs, rights and dangers, which surround elder care. This topic is a powerful to become conversant in to assist your students in exploring it.

 We emphasize to our listeners that we are not financial experts; our goal in this series to introduce resources, cast a view of financial literacy as personal literacy, and provide ideas and free resources for educators to use across curriculum and grade levels.

These episodes are not intended to provide financial advice or counsel. Please consult a certified financial planner and a lawyer who specializes in elder care to assist you in understanding your situation and to plan to meet your needs. If you take that step or encourage others to do likewise, because of this blog and podcast, we are immensely successful in our mission!

World Health Organization Data  2008

How long will you live in retirement: 20, 30, 40 years?

Check this out: Life expectancy in USA as of 2008

• White women 81, Black women, 77
•  White men 76, Black men, 70

Elder Financial Care Resources
Information to help understand the issues related to helping take care of older people in your family.

PBS Handbook Understanding Finances
Resources Directory Elder Financial Care

Financial Abuse

What is it?

Where does it come from?

How to prevent it!

[Click to read an informative document on this topic]

Senior/Elder Care Financial Services

Comprehensive Solutions for Seniors has helped many families make the most of their financial resources and assets to provide the best possible care for loved ones. Let our experience and knowledge work for you.

http://www.senioreldercare.com/financial_services.htm

Reverse Mortgage Information for Seniors

http://www.letyourhomepayyou.com/

Contact Us

You may contact Mark and Kathy by

• leaving a comment here on the blog/site
• emailing us at podcast@talkingfinlit.org

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

• (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008. All rights reserved.

CLICK TO {{{ LISTEN }}}

 Ep 14 Caring for Your Parents Play Now | Download (2819)

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 Ep 13 Money Managment: Interview with Ms. Joan Sabela [30:19] Play Now | Download (2247)

Financial insider Ms. Joan Sabella sits down with Mark Gura to discuss how people can wisely and astutely manage their money, and make financial decisions. In this essential episode about personal finance literacy, topics range from credit card choices and use, and benefits of budgets, to mutual funds and risk tolerance surveys. Ms. Sabella has managed MainStay Balanced Fund since its inception in 1989. She is a Managing Director and has been with New York Life and Management LLC since 2000. Resources in this episode include resources for empowering women in finance, risk tolerance calculators and credit card comparison sites.

We predict you may want to share this with the people you care about- warm, friendly conversation enlightening us about critical financial issues.

Ms. Sabella’s Online Financial Counseling Column
“Ask Joan” http://www.newyorklife.com/cda/0,,16592,00.html

Always filled with resources and lively discussion, The Talking Financial Literacy Podcast. Join hosts Mark Gura and Dr. Kathleen P. King (Kathy) for another episode of this series which provides professional development and resources for educators, students and lifelong learners. Financial Literacy is Mission Critical Lifelong Learning.

Resources

• Risk Tolerance Calculators
  • http://winke.com/hfpc/hfpc/crisktoler.htm
  •  http://www.kiplinger.com/tools/riskfind.html
  •  http://www.firstambank.com/509.html
  •   http://toolsformoney.com/investment_calculators.htm

• Credit Card Comparison Sites  
  •  From MSN Money.com
    •   http://moneycentral.msn.com/banking/services/creditcard.asp
  • Credit cards.com
    •   http://www.creditcards.com/
  • Next Advisor (many comparisons, including credit cards)
    • http://www.nextadvisor.com/credit_cards/index.php

• Financial Women’s Association
  • http://www.fwa.org/

• New York Life and Management LLC
  • http://www.nylim.com/

•  The Equity Investor’s Group
  • http://www.nylim.com/mainstayfunds/

Contact Us

You may contact Mark and Kathy by

• leaving a comment here on the blog/site
• emailing us at podcast@talkingfinlit.org

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

• (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008. All rights reserved.

CLICK TO {{{ LISTEN }}}

 Ep 13 Money Managment: Interview with Ms. Joan Sabela [30:19] Play Now | Download (2247)