Mike  Fladlien: Masterful Financial Literacy Instruction in the Heartland

Mike Fladlien is a teacher at Muscatine High School in Muscatine, Iowa. Mr. Fladlien teaches Business, Business Law, Economics, Computer Applications, and (Business) Logistics there. Mr. Fladlien blogs on Finance and Economics Education: Micro-economics at http://www.mikeroeconomics.blogspot.com/ and at http://teachingapeconomics.blogspot.com/. He has had 8 lessons accepted and published on the EconEdLink web-based resource.

Mike’s Materials at EconEdLink
http://www.econedlink.org/about-us/about-EconEdLink-authors.php?aid=272

Mike’s Blogs

- Mikroecomonics: www.mikeroeconomics.blogspot.com

• AP Economics: Resources for Teaching Advanced Placement Economic: http://teachingapeconomics.blogspot.com/
• Mike’s Profile: http://www.teacherspayteachers.com/Store/Mike-Fladlien-16/Teaching-Experience

Article about Mike in The Muscatine Journal: http://muscatinejournal.com/news/local/article_96dbe4d4-299f-11e1-94f4-001871e3ce6c.htm

We enjoy meeting our podcast community!

Leave a comment

• Here on the blog/site

• Emailing us at  podcast@talkingfinlit.org

• (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2012. All rights reserved.

See  TransformationEd.com for full details of speaking engagements and opportunities to meet Dr King and Mark.

How well does

Talking Fin Lit Podcast

measure up?

Mark shares an exciting report from the floor of the conference from hundreds of  teachers, PDers, administrators and tech coordinators!

Financial literacy education is “in demand” more than ever as more scools and teachers have realized the extreme need.

The result? Teachers, staff developers and tech coordinators are scrambling to find quality resources.

At ISTE NECC 2010 the great news is they discovered (like you have!!) that Talking Fin Lit Podcast and website provides a storehouse of resources. But that is not all! Our podcast discusses the  value and application of those resources for  teaching and learning in specific content areas.

Join us to hear what was being discussed, questions posed and the resulting direction it provides for the series as we get ready for Year 3 of Talking Fin Lit!

Resources Related to this Episode

• Complete ISTE presentation in PDF Format

• ISTE Presentation Description

• More ISTE Teacher comments and conversations with Mark (Coming soon)

ON THE ROAD

Upcoming Events by Kathy and Mark

• USF Faculty Presentation on Educational Research- Tampa, FL Feb 23, 2011- Dr. Kathy King
• USF Faculty Presentation on Podcasting- Tampa, FL March 23, 2011- Dr. Kathy King
• Dr. King’s Induction into Hall of Fame for International Adult and Continuing Education- Dr. King, Toronto, Canada, April 6-8, 2011
• NCEA Conference Presentation – New Orleans, LA, April 26-27, 2011- Dr. Kathy King
• AERC-CASAE Conference Presentation- Toronto, Canada, June 9-12, 2011- Dr. Kathy King
• ISTE Conference Presentation – Philadelphia, PA, June 26-29, 2011- Dr. Kathy King
• International Technology Conference- Portugal – July 2011- Dr. King (not yet confirmed)

Leave a comment here on the blog/site

• emailing us at podcast@talkingfinlit.org

• (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2011. All rights reserved.

See TransformationEd.com for full details of speaking engagements and opportunities to meet Dr King and Mark.

We enjoy meeting our podcast community!

Contact Us

You may contact Mark and Kathy by emailing us at podcast@talkingfinlit.org

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

Boom Town and more with Sonia Levitin- Don’t miss this grand Talking Fin Lit Podcast event !

Come listen in to an exciting interview with the award-winning author, Sonia Levitin. Join us as Levitan describes how she got her start in writing, tells about some of the inspiration for her books (including the much-acclaimed “Boom Town”), and shares some of the values she thinks can be drawn from what she writes. Finally, listen to some of the new developments and projects she’s working on, from a new book to a stage musical! Tune in and listen to another exciting episode of Talking Financial Literacy!

Boom Town Book Description

Bored by cabin life in the sparse settlement, Amanada figures out how to bake a gooseberry pie in the family’s crude wood stove. Soon prospectors are paying for her pies, and her business success spills over to the other folks who’ve decided to settle there.

Sonia Levitin’s Author Website: http://www.sonialevitin.com/index2.html

More Resources related to this author interview!

• “And No Television, Either”
  • NY Times article featuring Boom Town by Sonia Levitin
    NY Times article
• PB Works – Teachers Guide to teaching Boom Town
  • http://3rdgrade.pbworks.com/Boom%20Town
• Google Earth Lessons “Boom Town/Gold Rush Lesson Plan”
  • http://gelessons.com/lessons/newlessonfiles/boomtown.html
• Kidseconposters Lesson Plan
  • http://www.kidseconposters.com/keb/Title%20List%20Poster%20Set%20B/Supply%20and%20Demand/boom_town.html
• HomeSchool Share – Lesson Guide
• Nine for California (prequel to Boom Town)
  • http://www.homeschoolshare.com/nine_for_california.php

• Ascension Parish Comprehensive Curriculum (Louisiana)
  • Assessment Documentation Page

• Theme 2: Good Neighbors  Story #23: Boom Town

  • http://www.apsb.org/assets/docs/searchable/curricula/3rd/ELA/2008-31-3rd-ELA-23-Boom-Town–08.doc

• MacMillan McGraw Hill TREASURES Exercise page using Boom Town as a focus
  • http://activities.macmillanmh.com/reading/treasures/stories/story_lessonlist/3205089.html

Also by Sonia Levitin, Junkman’s Daughter

• Through the Looking Glass Review
  • http://lookingglassreview.com/html/junk_man_s_daughter.html
• Teachers Guide
  • http://www.gale.cengage.com/pdf/TeachersGuides/JunkManDaughterGuide.pdf
• Return
  • www.returnthemusical.com

Sonia Levitin Author Page at Amazon

• All her available books are listed here
• Her biography
• And the ability to begin a discussion about her books- Great opportunity for teachers to discuss how they are using the books in classrooms.

—–

ON THE ROAD

Upcoming Events by Kathy and Mark

• FETC Conference Presentation- Orlando, FL, Feb 3, 2011- Dr. Kathy King
• USF Faculty Presentation- Tampa, FL Feb 23, 2011- Dr. Kathy King
• NCEA Conference Presentation – New Orleans, LA, April 26-27, 2011- Dr. Kathy King
• AERC-CASAE Conference Presentation- Toronto, Canada, June 9-12, 2011- Dr. Kathy King
• ISTE Conference Presentation – Philadelphia, PA, June 26-29, 2011- Dr. Kathy King

Leave a comment here on the blog/site

• emailing us at podcast@talkingfinlit.org

• (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2011. All rights reserved.

See TransformationEd.com for full details of speaking engagements and opportunities to meet Dr King and Mark.

We enjoy meeting our podcast community!

Contact Us

You may contact Mark and Kathy by emailing us at podcast@talkingfinlit.org

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

[Photo By Michael Patrick, Knoxville (Tenn.) News Sentinel]

Resources Related to this Episode

• Article in USA Today:
  • When students at Carter High School in Strawberry Plains, Tenn., forget their lunch money, they don’t have to worry about going hungry.Instead, they wander over to one of the five tellers who work at the student-run bank, where they can withdraw money from their savings accounts or fill out short applications for a $5 loan, all without leaving the building, says Lynn Raymond, a banking and finance teacher at the school.
  • Read more here: http://www.usatoday.com/news/education/2010-03-31-schoolbanks_N.htm

• Carter High School in Strawberry Plains, Tennessee –
  • http://carterhs.knoxschools.org/

ON THE ROAD

Upcoming Events by Kathy and Mark

• USF Faculty Presentation- Tampa, FL Feb 23, 2011- Dr. Kathy King
• Induction into Hall of Fame for International Adult and Continung Education- Dr. King, Toronto, Canada, April 6-8, 2011
• NCEA Conference Presentation – New Orleans, LA, April 26-27, 2011- Dr. Kathy King
• AERC-CASAE Conference Presentation- Toronto, Canada, June 9-12, 2011- Dr. Kathy King
• ISTE Conference Presentation – Philadelphia, PA, June 26-29, 2011- Dr. Kathy King
• International Technology conference- Portugal – July 2011- Dr. King (not yet confirmed)

Leave a comment here on the blog/site

• emailing us at podcast@talkingfinlit.org

• (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2011. All rights reserved.

See TransformationEd.com for full details of speaking engagements and opportunities to meet Dr King and Mark.

We enjoy meeting our podcast community!

Contact Us

You may contact Mark and Kathy by emailing us at podcast@talkingfinlit.org

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

Author!   Author!

Join us for an insightful interview with Deborah Hopkinson, the celebrated author of children’s fiction and nonfiction.  Deborah discusses with us the inspiration for her new book, “Saving Strawberry Farm,” and the lessons it has embedded within it related to financial literacy.

• What’s this book about?
• What new projects is this author of more than forty books working on?

Tune in and turn it up to find out more about integrating financial literacy in literacy and other content areas

Resources for this Episode

• Ms. Hopkinson’s Website: http://www.deborahhopkinson.com/
• Publisher’s page on the book Saving Strawberry Farm
  http://www.harpercollins.ca/books/Saving-Strawberry-Farm/?isbn=9780688174002
• Penny Auctions (Living History Farm)
  http://www.livinghistoryfarm.org/farminginthe30s/money_10.html
• Iowa Calls Halt to “Penny Auctions” http://newdeal.feri.org/timeline/1933c.htm
• Timeline: What’s a Penny Auction? http://newdeal.feri.org/timeline/1933c2.htm
• Dust Bowl History
  • http://dustbowlhistory.blogspot.com/2008/02/book-review-saving-strawberry-farm-by.html

• Middle and High School Appropriate Books by Deborah Hopkinson
  • Up Before Daybreak (Social History of Cotton)
    http://teacher.scholastic.com/products/tradebooks/editor/lsandell_april06.htm
  • Shutting Out the Sky: Life in the Tenements of New York
    http://www.bookpage.com/0310bp/children/shutting_out.html

More Related Resources and Articles

• Rutgers University EconKids 
  • http://econkids.rutgers.edu/index.php?option=com_content&task=view&id=270&Itemid=155
• Federal Reserve Bank of St. Louis Teachers Guide/Curriculum
  • http://stlouisfed.org/education_resources/assets/lesson_plans/StrawberryFarm.pdf

Meet Deborah Hopkinson!

Deborah Hopkinson is the author of more than 40 books for young readers including picture books, short fiction, and nonfiction. Her historical fiction picture books often illuminate the lives of ordinary people or forgotten figures in history. She has won the SCBWI Golden Kite Award for picture book text twice. A frequent speaker in schools and conferences, she works to help bring history alive and encourage young readers to practice critical thinking and historical thinking skills.

Deborah’s award-winning works include Sweet Clara and the Freedom Quilt, winner of the 1994 International Reading association Award; A Band of Angels, an ALA Notable title which also won the Golden Kite Award and was a Jane Addams award honor book; Under the Quilt of Night, winner of the Washington State Book Award, Bluebird Summer, a Golden Kite Award Honor Book, and Girl Wonder, winner of the Great Lakes Book Award and a 2004 Jane Addams Award honor book

Her 2006 book, Sky Boys, How They Built the Empire State Building, was an ALA Notable and a Boston Globe-Horn Book Honor book, while Up Before Daybreak, Cotton and People in America, won a Carter G. Woodson Award and an ALA Notable book. Shutting out the Sky, Life in the Tenements of New York 1880-1924, was an honor book for the NCTE Orbis Pictus award, a Jane Addams Award honor book, an IRA Teachers’ Choice, and a James Madison Award Honor Book. Apples to Oregon won the Golden Kite Award and Spur Storytelling Award and was an ALA Notable book.

Sweet Land of Liberty was named an IRA Teachers Choice and a Notable Social Studies Trade Book for Young People 2008 . Abe Lincoln Crosses a Creek, a Junior Library Guild Selection, published in Fall 2008, received three starred reviews and was an ALA Notable book and was named winner of the Comstock Award.

A three-time Oregon Book Award finalist, she won in 2009, receiving the Eloise Jarvis McGraw Award in 2009 for Keep On! The Story of Matthew Henson, Co-Discoverer of the North Pole. Also in 2009 Home on the Range, John Lomax and His Cowboy Songs, received two starred reviews and was a Junior Library Guild Selection, as was Stagecoach Sal, which was named a Publishers Weekly Best Book of 2009. Other new books in 2009 included Michelle and First Family, both illustrated by AG Ford. In 2010 Deborah published The Humblebee Hunter, about Charles Darwin and his children, which received a starred review from Publishers Weekly.

Deborah received a bachelor’s degree in English at the University of Massachusetts and holds a master’s degree in Asian Studies from the University of Hawaii at Manoa. She lives near Portland, Oregon, where she serves as Vice President for College Advancement for the Pacific Northwest College of Art.

ON THE ROAD

Upcoming Events by Kathy and Mark

• TSEA Conference Keynote- Austin TX – Jan 27, 2011- Dr. Kathy King
• FETC Conference Presentation- Orlando, FL, Feb 3, 2011- Dr. Kathy King
• USF Faculty Presentation- Tampa, FL Feb 23, 2011- Dr. Kathy King
• NCEA Conference Presentation – New Orleans, LA, April 26-27, 2011- Dr. Kathy King
• AERC-CSAE Conference Presentation- Toronto, Canada, June 9-12, 2011- Dr. Kathy King
• ISTE Conference Presentation – Philadelphia, PA, June 26-29, 2011- Dr. Kathy King

Leave a comment here on the blog/site

• emailing us at podcast@talkingfinlit.org

• (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2011. All rights reserved.

See TransformationEd.com for full details of speaking engagements and opportunities to meet Dr King and Mark.

We enjoy meeting our podcast community!

Contact Us

You may contact Mark and Kathy by emailing us at podcast@talkingfinlit.org

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

Rod Hames is a teacher at Crews Middle School in Lawrenceville, Georgia, teaching Computer Science and  Business. Mark met Rod at the ISTE 2010 Conference in Denver where both were presenting. Rod has distinguished himself in teaching the Stock Market and numerous other aspects of business and economics by developing creative ways to make these subjects come alive for today’s middle school students. An area of particular interest in Rod’s work is his use of research into student engagement which he applies to the teaching of financial literacy.

Continuing the global conversation about personal

financial literacy for educators on

Talking Financial Literacy Podcast

Resources and Articles Mentioned

• Rod’s class website:
• http://www.crews.org/curriculum/ex/compsci/

Rod’s ISTE Presentation Link(s):

Session Title “Stock Market Simulations: Bullish on Engagement, Blogs, and Brainy Work”

• LINK
  

Session PowerPoint:

• PPT LINK

All Terrain Brain

• http://www.allterrainbrain.org/

Stock Mkt game

• at Crews Middle School

Hot Shot Business

• http://www.allterrainbrain.org/

Virtual Stock Exchange

• http://www.virtualstockexchange.com/Game/Homepage.aspx

Biz Kids

• http://www.bizkids.com/show.aspx

Student Engagement Links and References

• Student Engagement Links and References

• Student Engagement Research Data- Comparing Middle Grade Student Engagement All Classes to Technology Project Based Learning

• Student Engagement Interviews Summary

Facebook page for Financial Literacy:

Welcome to the Talking Financial Literacy Community @ Facebook . We hope folks will join us to share links, photos, comments and discussion. But the discussion board will especially be a space to share resources, plans for integrating financial literacy in classes and support as all of us pose new ideas. ho will be first and second to share who

they are, their basic interests in this area and any needs or resources?

Invitation for Listeners to Participate in the Show

Listen to the details in episode 29 and then email Mark and Kathy about what you have to share. Email us at podcast ( at) talkingfinlit.org

ON THE ROAD

Upcoming

• AAACE Clearwater, FL Presentations (several on technology) – Oct. 24-29, 2010 – Dr. Kathy King
• TSEA Conference- Austin TX – Jan 27, 2011- Dr. Kathy King
• FETC Orlando, FL presentation Feb 3, 2011- Dr. Kathy King

Leave a comment here on the blog/site

• emailing us at podcast@talkingfinlit.org

• (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2010. All rights reserved.

See TransformationEd.com for full details of speaking engagements and opportunities to meet Dr King and Mark. We enjoy meeting our podcast community!

Contact Us

You may contact Mark and Kathy by

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

CLICK TO {{{ LISTEN }}}

Join us for a fascinating interview and great resources in this episode as we interview Deb Dakken, a 7th grade teacher in the Northwood-Kensett Community School District in Northwood, Iowa.  She discusses what first drew her into financial literacy, and how she has managed to draw her students into and engage them in courses that involve their financial future, as well as the meaning of the term “singlehood.”  Deb also discusses the impact computers have had on her teaching, and what it is like to run a class without textbooks.  Join us and listen to these two experienced educators discuss what they have learned about teaching financial literacy.

Continuing the global conversation about personal

financial literacy for educators on

Talking Financial Literacy Podcast

Resources and Articles Mentioned

• (Iowa) I Have a Plan: https://secure.ihaveaplaniowa.gov/default.aspx
• Find Your Spot www.Findyourspot.com
• (practical money skills) Financial Football http://www.practicalmoneyskills.com/games/trainingcamp/
• Financial economics and education (Arizona) http://www.fefe.arizona.edu/

Facebook page for Financial Literacy:

Welcome to the Talking Financial Literacy Community @ Facebook . We hope folks will join us to share links, photos, comments and discussion. But the discussion board will especially be a space to share resources, plans for integrating financial literacy in classes and support as all of us pose new ideas. ho will be first and second to share who

they are, their basic interests in this area and any needs or resources?

Invitation for Listeners to Participate in the Show

Listen to the details in episode 29 and then email Mark and Kathy about what you have to share. Email us at podcast ( at) talkingfinlit.org

ON THE ROAD

Upcoming

• AAACE Clearwater, FL: Presentations (several on technology) – Oct. 2010 – Dr. Kathy King
• TSEA Conference- Austin TX – Jan 27, 2011- Dr. Kathy King
• FETC Orlando, FL presentation Feb 3, 2011- Dr. Kathy King as a featured speaker

Leave a comment here on the blog/site

• emailing us at podcast@talkingfinlit.org

• (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2010. All rights reserved.

See TransformationEd.com for full details of speaking engagements and opportunities to meet Dr King and Mark. We enjoy meeting our podcast community!

Contact Us

You may contact Mark and Kathy by

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

• URL for Financial Literacy Central @ SIBL
  http://www.nypl.org/help/getting-oriented/financial-literacy-central
• URL for Financial Literacy Now (McGraw Hill Partners Consortium) http://www.financiallitnow.org/index.shtml
• SCC – U.S. Securities and Exchange Commission: http://www.sec.gov/
• FINRA/Financial Industry Regulatory Authority: http://www.finra.org/
• My Money.Gov: http://205.168.45.52/
• Social Security: https://www.socialsecurity.gov/
• NYSE Money Sense.com: http://www.nysemoneysense.com/
• WISE UP Women: http://wiseupwomen.tamu.edu/

Continuing the global conversation about personal

financial literacy for educators on

Talking Financial Literacy Podcast

Facebook page for Financial Literacy:

Welcome to the Talking Financial Literacy Community @ Facebook. We hope folks will join us to share links, photos, comments and discussion. But the discussion board will especially be a space to share resources, plans for integrating financial literacy in classes and support as all of us pose new ideas. Who will be first and second to share who

they are, their basic interests in this area and any needs or resources?

Invitation for Listeners to Participate in the Show

Listen to the details in episode 31 and then email Mark and Kathy about what you have to share. Email us at podcast ( at) talkingfinlit.org

ON THE ROAD

• Dr. Kathy King spoke at Westmoreland Community College in Youngwood, PA 8/16/10

Upcoming

• AAACE Clearwater, FL – Oct. 2010
  • - Dr. Kathy King presentations (several on technology)
• TSEA Conference- Austin TX – Jan 27, 2011- Dr. Kathy King
• FETC Orlando, FL -
  • Dr. Kathy King featured presenter Feb 3, 2011-

Leave a comment here on the blog/site

• emailing us at podcast@talkingfinlit.org

• (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2010. All rights reserved.

See TransformationEd.com for full details of speaking engagements and opportunities to meet Dr King and Mark. We enjoy meeting our podcast community!

Contact Us

You may contact Mark and Kathy by

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

CLICK TO {{{ LISTEN }}}

Kathy and Mark welcome listeners back to Series II of Talking Fin Lit. They share many new developments including new features, a model for financial literacy integration and ways for listeners to potentially be part of the show. This is your personal invitation to be part of the Fin Lit Community- Let’s support educators.

Continuing the global conversation about personal

financial literacy for educators on

Talking Financial Literacy Podcast

Talking Financial Literacy Podcast featured in Business Week Sept 2009, Metro NYC edition. Click here to see entire article about unique financial literacy efforts and programs across educational contexts.

Facebook page for Financial Literacy:   

Welcome to the Talking Financial Literacy Community @ Facebook . We hope folks will join us to share links, photos, comments and discussion. But the discussion board will especially be a space to share resources, plans for integrating financial literacy in classes and support as all of us pose new ideas. ho will be first and second to share who they are, their basic interests in this area and any needs or resources?

Invitation for Listeners to Particpate in the show

Listen to the details in episode 26 and then email Mark and Kathy about what you have to share.  Email us at podcast ( at) talkingfinlit.org

 ON THE ROAD – Coming Events

• January 2010  –    Kathy at FETC 2010 (Orlando FL)
• April 2010 –  Kathy at NCEA 2010 (St Paul MN)
• May 2010  — Kathy at AERA 2010 (Denver, CO)
• June 2010 — Mark and Kathy at ISTE NECC 2010 (Denver, CO)

See Transformationed.com for full details fo speaking engagements and opportunites to meet Dr King and Mark.. we enjoy meeting our podcast community!

Contact Us

You may contact Mark and Kathy by

• leaving a comment here on the blog/site

• emailing us at podcast@talkingfinlit.org

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

• (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2009. All rights reserved.

Join us for a vibrant interview with an experienced New York City teacher and administrator. Josephine Urso provides grounding and insightful examples of how financial literacy is incorporated into school curriculum, rather than isolated projects or after school programs. Deep insights offered as Kathy and Mark debrief on the interview and how teachers and schools can use this information to refine current and develop new financial literacy programs and connections.

Recommendations for Teacher and School Action

Benefit from an experienced perspective about urgency and recommendations for infusing financial literacy in the curriculum.

Resources in this Episode

• If you are working on bringing financial literacy into your curriculum be sure to visit
  • Prior 22 episodes mentioned the archive has resources, curriculum and other interviews

• Fin lit standards based lesson plans linked at Practical Money Guides for Life

SPECIAL FEATURE

Listener Submission:  

• IRS – Understanding Taxes
  • http://www.irs.gov/app/understandingTaxes/index.jsp

If you go into the teachers part there is an excellent series of lessons on taxes that include why pay taxes, the history of taxes and the nuts and bolts of how to pay taxes.

Check out the stuff on the bottom of the following url http://www.irs.gov/app/understandingTaxes/teacher/whys.jsp

Submitted by listener and teacher:
John Kalnberg, teacher, Sage Day School, Rochelle Park, NJ.

 

• leaving a comment here on the blog/site

• emailing us at podcast@talkingfinlit.org

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

• (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2009. All rights reserved.