Talking Fin Lit » Elizabeth Zelasko http://www.talkingfinlit.org Talking Financial Literacy Podcast hosted and produced by Mark Gura & Kathy King Tue, 07 Feb 2012 03:22:37 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 2008 podcast@talkingfinlit.org (podcast@talkingfinlit.org) podcast@talkingfinlit.org (podcast@talkingfinlit.org) education 1440 http://talkingfinlit.org/FinLit-logo.jpg Talking Fin Lit » Elizabeth Zelasko http://www.talkingfinlit.org/wordpress 144 144 Resources and Conversations about Educational Needs, Personal Finance, and Constant Change! A global discussion dealing with educational needs emerging from the ever-changing world of personal finance finances, financial literacy, personal finance, schools, learning, professional development, math learning, civics, learner responsibility, mortgages, student loans, credit scores, budgets podcast@talkingfinlit.org podcast@talkingfinlit.org podcast@talkingfinlit.org no no Ep 22 Mortgages:Elizabeth Zelasko http://www.talkingfinlit.org/2009/01/29/ep-22-mortgageselizabeth-zelasko/ http://www.talkingfinlit.org/2009/01/29/ep-22-mortgageselizabeth-zelasko/#comments Fri, 30 Jan 2009 01:00:13 +0000 admin http://www.talkingfinlit.org/2009/01/29/ep-22-mortgageselizabeth-zelasko/

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 This episode features a lively and informative interview with loan manager, Elizabeth Zelasko of  cwidebank Countrywide Bank by Talking Fin Lit co-host Dr. Kathy King. Elizabeth provides behind the scenes information that every loan applicant should know about mortgages in general and for the changing landscape of this financial vehicle today. From application fees to points, locking in rates, ARMs, fixed rates, taxes, stated income, credit scores, to “junk fees,” we are here to de-mystify the terms and the process!

You will find many money-saving and powerful suggestions for how to prepare for mortgages as adults and pose it for young people to understand the need to prepare now, for instance: building a credit history, savings and banking literacy!

Mark and Kathy also discuss the details of how to use mortgages and this life need as a vibrant classroom learning focus. Resources, lesson ideas and discussion abound.

Join us as we bring an expert on board to provide complete information in a form for all to understand.

 Elizabeth (Lisa) Zelasko contact information:

Lisa-Zelasko

Countrywide Bank, FSB
Home Loan Consultant
Office: 201-556-4724
Fax: 866-433-2940
Email: Elizabeth_Zelasko@Countrywide.com

 WEB: http://countrywidelocal.com/elizabethzelasko

 Resources for this Episode

Mortgage Calculators

 

  • Calculator: “Calculate Your Debt-to-Income Ratio”
    Comparing your earnings against your spending , also known as a debt-to-income ratio, is one of the most popular approaches for evaluating if you have too much debt. Lenders, for years, have looked at debt-to-income ratios to get a better grasp on a person’s current financial picture to determine credit-worthiness.

Other Resources

Contact Us


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Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2009. All rights reserved.

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Click to Share! ]]> http://www.talkingfinlit.org/2009/01/29/ep-22-mortgageselizabeth-zelasko/feed/ 0 0:49:13 Ep 22 Mortgages:Elizabeth Zelasko A global discussion dealing with educational needs emerging from the ever-changing world of personal finance bank accounts, bankruptcy, budgets, business, calculators, cost of living, credit scores, curriculum, Elizabeth Zelasko, entrepreneurship, globalization, interviews, investments, loans, mortgages, resources, retirement, taxes podcast@talkingfinlit.org no no