Ep 22 Mortgages:Elizabeth Zelasko
This episode features a lively and informative interview with loan manager, Elizabeth Zelasko of
You will find many money-saving and powerful suggestions for how to prepare for mortgages as adults and pose it for young people to understand the need to prepare now, for instance: building a credit history, savings and banking literacy!
Mark and Kathy also discuss the details of how to use mortgages and this life need as a vibrant classroom learning focus. Resources, lesson ideas and discussion abound.
Join us as we bring an expert on board to provide complete information in a form for all to understand.
Elizabeth (Lisa) Zelasko contact information:
Countrywide Bank, FSB
Home Loan Consultant
Office: 201-556-4724
Fax: 866-433-2940
Email:
Elizabeth_Zelasko@Countrywide.com
WEB: http://countrywidelocal.com/elizabethzelasko
Resources for this Episode
- Countrywide Bank, FSB Resources
- Lisa’ Countrywide Bank site with calculators and articles
- http://countrywidelocal.com/elizabethzelasko
- Current rates for various mortgages
- Payment calculators
- and much more
Mortgage Calculators
- Amortization Tables
-
- Mortgage Calculator shows annual tax and insurance fee, too.
- Credit Worthiness Calculator
- Calculator: “Calculate Your Debt-to-Income Ratio”
Comparing your earnings against your spending , also known as a debt-to-income ratio, is one of the most popular approaches for evaluating if you have too much debt. Lenders, for years, have looked at debt-to-income ratios to get a better grasp on a person’s current financial picture to determine credit-worthiness.
Other Resources
- Informational Website
- How to Calculate Your Debt Utilization Ratio
Contact Us
You may contact Mark and Kathy by
- leaving a comment here on the blog/site
- emailing us at podcast@talkingfinlit.org
Podcast Feed:
Our podcast feed is: http://feeds.feedburner.com/talkingfinlit
Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.
- (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 - 2009. All rights reserved.
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tra time on learning.
rising fuel and food costs, to food riots. How do they interconnect? Then down to the educational connections. Kathy delivers a sample copy of TV411 Financial Literacy curriculum. You get and inside view of the depth of the material and how it can be used. Please note this curriculum was chosen for review because of the high caliber of TV411 in the public education field. This program is not endorsing the product, nor do we receive benefit from any purchase. Tune in for a vibrant episode that covers the ground of global events, to how do we help students of all ages navigate their financial lives.Curriculum Options TV411 Financial Literacy “Minding Your Money”











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