Talking Fin Lit

Talking Financial Literacy Podcast hosted and produced by Mark Gura & Kathy King
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Archive for the ‘cost of living’

Episode 43- Banking, Business, and School Stores Paving the Way Towards Financial Literacy

November 15, 2011 By: admin Category: budgets, business, calculators, cost of living, entrepreneurship, resources 1 Comment →

An Interview with Jennifer Allen, Jump$tart Teacher of the Year

Jennifer Allen photoJennifer Allen was selected as the first State of Kentucky, Jumpstart Financial Literacy – Teacher of the Year. She is a teacher at Madison Southern High School in Berea, Kentucky where she teaches Business and Marketing courses and runs the school bank and school store programs. She has presented to colleagues on using free resources for teaching various aspects of Financial Literacy (see her presentation PowerPoint below). Ms. Allen’s work as a Financial Literacy educator provides an important model, as she teaches both formal classes, and runs school-based activities (the bank and store) that provide important opportunities to apply what’s learned in the courses as well as other content, hands-on. In this interview Jennifer describes how she runs her program, identifies important free resources she’s found for it, and gives important advice on how to run a highly successful Fin Lit program on the high school level.

Links:

Leave a comment here on the blog/site

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2011. All rights reserved.

See TransformationEd.com for full details of speaking engagements and opportunities to meet Dr King and Mark.

We enjoy meeting our podcast community!

Contact Us


You may contact Mark and Kathy by emailing us at
podcast@talkingfinlit.org

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit


Talking Financial Literacy is produced in collaboration among Dr. Kathleen King and Mark Gura  and The McGraw-Hill Companies.

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Episode 41-Economic Education- Interview with Selena Swartzfager

November 14, 2011 By: admin Category: calculators, cost of living, resources, Selena Schwarzfager 2 Comments →

Banner for MS Economic Education

Economic Education: Picking up Steam in the Old South

Listeners from around the world will benefit from learning about the model used by Mississippi Council on Economic Education (MCEE)  to take advantage of the many ideas and highly useful resources available through their website and its subsidiary links. This interview with Ms. Swartzfager gives the insider insight that will make the huge array of resources very accessible to the listener.

Ms. Selena Swartzfager is the President of the Mississippi Council on Economic Education. Before assuming the responsibilities of President of the MCEE, Selena was a second career teacher, having earned degrees in business and having spent 15 years in the corporate world before entering the classroom. She was a High School teacher of Business and Personal Finance. Thus, she brings a perfect body of experience to her current work. As this interview reveals, the Mississippi Council of Economic Education offers a broad and well balanced program for teachers and students.

Links to items referenced in this episode:

Leave a comment here on the blog/site

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2011. All rights reserved.

See TransformationEd.com for full details of speaking engagements and opportunities to meet Dr King and Mark.

We enjoy meeting our podcast community!

Contact Us


You may contact Mark and Kathy by emailing us at
podcast@talkingfinlit.org

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit


Talking Financial Literacy is produced in collaboration among Dr. Kathleen King and Mark Gura  and The McGraw-Hill Companies.

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Episode 36: Author, Deborah Hopkinson Penny Auctions, Strawberry Farms and More!

January 20, 2011 By: admin Category: bank accounts, budgets, cost of living, entrepreneurship, games, interviews, introduction, investments, resources, student outcomes 231 Comments →


Author!   Author!

Join us for an insightful interview with Deborah Hopkinson, the celebrated author of children’s fiction and nonfiction.  Deborah discusses with us the inspiration for her new book, “Saving Strawberry Farm,” and the lessons it has embedded within it related to financial literacy.

  • What’s this book about?
  • What new projects is this author of more than forty books working on?

Tune in and turn it up to find out more about integrating financial literacy in literacy and other content areas

Resources for this Episode

More Related Resources and Articles


Meet Deborah Hopkinson!

Author Deborah HopkinsonDeborah Hopkinson is the author of more than 40 books for young readers including picture books, short fiction, and nonfiction. Her historical fiction picture books often illuminate the lives of ordinary people or forgotten figures in history. She has won the SCBWI Golden Kite Award for picture book text twice. A frequent speaker in schools and conferences, she works to help bring history alive and encourage young readers to practice critical thinking and historical thinking skills.

Deborah’s award-winning works include Sweet Clara and the Freedom Quilt, winner of the 1994 International Reading association Award; A Band of Angels, an ALA Notable title which also won the Golden Kite Award and was a Jane Addams award honor book; Under the Quilt of Night, winner of the Washington State Book Award, Bluebird Summer, a Golden Kite Award Honor Book, and Girl Wonder, winner of the Great Lakes Book Award and a 2004 Jane Addams Award honor book

Her 2006 book, Sky Boys, How They Built the Empire State Building, was an ALA Notable and a Boston Globe-Horn Book Honor book, while Up Before Daybreak, Cotton and People in America, won a Carter G. Woodson Award and an ALA Notable book. Shutting out the Sky, Life in the Tenements of New York 1880-1924, was an honor book for the NCTE Orbis Pictus award, a Jane Addams Award honor book, an IRA Teachers’ Choice, and a James Madison Award Honor Book. Apples to Oregon won the Golden Kite Award and Spur Storytelling Award and was an ALA Notable book.

Sweet Land of Liberty was named an IRA Teachers Choice and a Notable Social Studies Trade Book for Young People 2008 . Abe Lincoln Crosses a Creek, a Junior Library Guild Selection, published in Fall 2008, received three starred reviews and was an ALA Notable book and was named winner of the Comstock Award.

A three-time Oregon Book Award finalist, she won in 2009, receiving the Eloise Jarvis McGraw Award in 2009 for Keep On! The Story of Matthew Henson, Co-Discoverer of the North Pole. Also in 2009 Home on the Range, John Lomax and His Cowboy Songs, received two starred reviews and was a Junior Library Guild Selection, as was Stagecoach Sal, which was named a Publishers Weekly Best Book of 2009. Other new books in 2009 included Michelle and First Family, both illustrated by AG Ford. In 2010 Deborah published The Humblebee Hunter, about Charles Darwin and his children, which received a starred review from Publishers Weekly.

Deborah received a bachelor’s degree in English at the University of Massachusetts and holds a master’s degree in Asian Studies from the University of Hawaii at Manoa. She lives near Portland, Oregon, where she serves as Vice President for College Advancement for the Pacific Northwest College of Art.


ON THE ROAD

Upcoming Events by Kathy and Mark

  • TSEA Conference Keynote- Austin TX – Jan 27, 2011- Dr. Kathy King
  • FETC Conference Presentation- Orlando, FL, Feb 3, 2011- Dr. Kathy King
  • USF Faculty Presentation- Tampa, FL Feb 23, 2011- Dr. Kathy King
  • NCEA Conference Presentation – New Orleans, LA, April 26-27, 2011- Dr. Kathy King
  • AERC-CSAE Conference Presentation- Toronto, Canada, June 9-12, 2011- Dr. Kathy King
  • ISTE Conference Presentation – Philadelphia, PA, June 26-29, 2011- Dr. Kathy King


Leave a comment here on the blog/site

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2011. All rights reserved.

See TransformationEd.com for full details of speaking engagements and opportunities to meet Dr King and Mark.

We enjoy meeting our podcast community!

Contact Us


You may contact Mark and Kathy by emailing us at
podcast@talkingfinlit.org

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit


Talking Financial Literacy is produced in collaboration among Dr. Kathleen King and Mark Gura  and The McGraw-Hill Companies.

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Episode 35: Interview with David Anderson, Exec. Vice Pres. of W!SE

January 19, 2011 By: admin Category: bank accounts, bankruptcy, budgets, business, cost of living, credit scores, resources 5 Comments →

As we dive into 2011, Talking Fin Lit provides a compelling interview with Dave Anderson, the Exec Vice. Pres. of W!SE.

Dave discusses how financial literacy is a major issue for students as they advance to college. Indeed recent reports prove that the major reason students drop out of college is not academics, but Oops! We almost gave it away!

You have to listen in to find out, won’t you?

W!SE stands for Working in Support of Education and it is a member of the (McGraw Hill) Financial Literacy Now Partnership.

Quote from W!SE website:

“Most students drop out of college not because of academic failure but because of …….

and the fastest growing group filing personal bankruptcy is in the age group…………….”

Resources for this Episode

Related Article:

**************************


ON THE ROAD

Upcoming Events by Kathy and Mark

  • TSEA Conference Keynote- Austin TX – Jan 27, 2011- Dr. Kathy King
  • FETC Conference Presentation- Orlando, FL, Feb 3, 2011- Dr. Kathy King
  • USF Faculty Presentation- Tampa, FL Feb 23, 2011- Dr. Kathy King
  • NCEA Conference Presentation – New Orleans, LA, April 26-27, 2011- Dr. Kathy King
  • AERC-CSAE Conference Presentation- Toronto, Canada, June 9-12, 2011- Dr. Kathy King
  • ISTE Conference Presentation – Philadelphia, PA, June 26-29, 2011- Dr. Kathy King


Leave a comment here on the blog/site

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2010. All rights reserved.

See TransformationEd.com for full details of speaking engagements and opportunities to meet Dr King and Mark.

We enjoy meeting our podcast community!

Contact Us


You may contact Mark and Kathy by emailing us at
podcast@talkingfinlit.org

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit


Talking Financial Literacy is produced in collaboration among Dr. Kathleen King and Mark Gura  and The McGraw-Hill Companies.

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Click to Share!

Episode 31- The New York Public Library and Financial Literacy

September 06, 2010 By: admin Category: bank accounts, bankruptcy, budgets, calculators, cost of living, interviews, investments, mortgages, resources, retirement 1 Comment →

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connect with NY City Public Library Kathleen Kalmes is a Financial Resource Specialist who works with the New York Public Library (NYPL) to better educate people about financial literacy.  In this exciting interview, Kathleen discusses some of the features of the NYPL’s Science Industry, and Business Library website- included in which are sections on stocks, bond investing, retirement, and much much more.  Kathleen also discusses about the various programs the library offers, available for free to educate the public.  Please join us and listen in as Kathleen describes what impact and what resources the Library has available to help those who are struggling in this troubled economic time.

Continuing the global conversation about personal

financial literacy for educators on

Talking Financial Literacy Podcast


Facebook page for Financial Literacy:

fb

Welcome to the Talking Financial Literacy Community @ Facebook. We hope folks will join us to share links, photos, comments and discussion. But the discussion board will especially be a space to share resources, plans for integrating financial literacy in classes and support as all of us pose new ideas. Who will be first and second to share who

facebk-finlit

they are, their basic interests in this area and any needs or resources?

Invitation for Listeners to Participate in the Show

Listen to the details in episode 31 and then email Mark and Kathy about what you have to share. Email us at podcast ( at) talkingfinlit.org

ON THE ROAD

  • Dr. Kathy King spoke at Westmoreland Community College in Youngwood, PA 8/16/10

Upcoming

  • AAACE Clearwater, FL – Oct. 2010
    • - Dr. Kathy King presentations (several on technology)
  • TSEA Conference- Austin TX – Jan 27, 2011- Dr. Kathy King
  • FETC Orlando, FL -
    • Dr. Kathy King featured presenter Feb 3, 2011-

Leave a comment here on the blog/site

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2010. All rights reserved.

See TransformationEd.com for full details of speaking engagements and opportunities to meet Dr King and Mark. We enjoy meeting our podcast community!

Contact Us


You may contact Mark and Kathy by

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit


Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.

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Click to Share!

Episode 29: Interview with Literacy Partners

August 30, 2010 By: admin Category: bank accounts, budgets, cost of living, Educational programs, resources, student outcomes, taxes, unemployment No Comments →

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Join us as we interview a unique educational team about the need for financial literacy in our communities and families. Susan McLean, Executive Director of Literacy Partners, along with Lucy, a financial literacy consultant,  join us for this interview. We learn their perspective and idea for the modern need for financial literacy.

What makes this episode different? For 35 years, Literacy Partners has provided high quality, free, community-based adult and family literacy programs to New York City residents.  Literacy Partners’ mission is to ensure that all community members have access to the education they need to realize their potential as individuals, parents, and citizens.  Literacy Partners programs include Adult Basic Education, Pre-GED, GED, ESOL, Family Literacy, Financial Literacy, Health Literacy and Employment Preparation.

More than 97 million Adults in America cannot read above the 5th grade level, which includes 3.7 Million people age 16 and older in New York City.

(Information drawn from the Literacy Partners Fact Sheet)

Literacy Partners Website : http://www.literacypartners.org/

Literacy Partners is affiliated with the (McGraw Hill) Financial Literacy Now partnership: http://www.financiallitnow.org/index.shtml


Continuing the global conversation about personal

financial literacy for educators on

Talking Financial Literacy Podcast


Facebook page for Financial Literacy:

fb

Welcome to the Talking Financial Literacy Community @ Facebook. We hope folks will join us to share links, photos, comments and discussion. But the discussion board will especially be a space to share resources, plans for integrating financial literacy in classes and support as all of us pose new ideas. ho will be first and second to share who

facebk-finlit

they are, their basic interests in this area and any needs or resources?

 

Invitation for Listeners to Participate in the Show

Listen to the details in episode 29 and then email Mark and Kathy about what you have to share. Email us at podcast ( at) talkingfinlit.org

ON THE ROAD

  • Dr. Kathy King spoke at Westmoreland Community College in Youngwood, PA 8/16/10

Upcoming

  • AAACE Clearwater, FL – Oct. 2010
    • - Dr. Kathy King presentations (several on technology)
  • TSEA Conference- Austin TX – Jan 27, 2011- Dr. Kathy King
  • FETC Orlando, FL -
    • Dr. Kathy King featured presenter Feb 3, 2011-

Leave a comment here on the blog/site

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2010. All rights reserved.

See TransformationEd.com for full details of speaking engagements and opportunities to meet Dr King and Mark. We enjoy meeting our podcast community!

Contact Us


You may contact Mark and Kathy by

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit


Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.

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Click to Share!

Ep 28 April is Financial Literacy Month- Part 2

April 12, 2010 By: admin Category: bank accounts, budgets, cost of living, curriculum, Educational programs, entrepreneurship, literacy test, mortgages, resources, teacher perspectives 7 Comments →


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pvirg_logo.JPG

More great resources to scaffold Financial Literacy Month with your classes and communities. From DOE on Youtube to HGTV reality shows(?) Kathy and Mark share resources, activities and perspectives for teachers in focusing on financial literacy materials. Discover how to use the videos and articles in this episode to build relevance and maximize learning. This is your personal invitation to be part of the Fin Lit Community- Let’s support educators. Visit the website for complete show notes and resources www.talkingfinlit.org This is your personal invitation to be part of the Fin Lit Community- Let’s support educators.

Continuing the global conversation about personal

financial literacy for educators on

Talking Financial Literacy Podcast

Resources and Articles Mentioned

  • Schools to teach kids how to manage money, Hamilton Spectator
    • Financial literacy is to be incorporated into Ontario classrooms from Grade 4 to Grade 12. Parliamentary assistant Leeanna Pendergast will provide a report …
  • BUILDING YOUR FUTURE - The Actuarial Foundation has released Building Your Future, an engaging and relevant financial literacy curriculum to help teens master the foundational elements of personal finance and to prepare for life after high school
    • At a time of widespread economic turmoil and financial challenge, it is more important than ever that teens are given the knowledge and skills they need to manage their money wisely and to make smart decisions for the future.
    • “Building Your Future helps students easily grasp the essentials of personal finance, gives them multiple opportunities to practice core skills and showcases the real-world impact of the financial decisions they make. Each chapter is classroom ready, with a Teacher’s Guide that provides handouts and answer keys, instruction and assessment suggestions, definitions and resources that align with national mathematics and personal financial education standards.
    • To help teachers incorporate these materials into their instruction, the Foundation is making Building Your Future available in PDF format. However, as a nonprofit organization we are able to provide printed copies of the booklets at a break-even cost of just $2.50 per booklet.” from the site
  • HGTV reality show provides … property-virgins.JPG
    • Relevant connections for middle school and high schoolers
    • Property Virgins connections in this episode
  • Americans Nearly Flunk Financial Literacy Test
    • FOXBusiness
      The first-of-its-kind survey, funded by the Financial Industry Regulatory Authority’s (FINRA) non-profit Investor Education Foundation
    • How to Teach Kids About Money
      Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t too slick with money. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’t save nearly enough for retirement By Barbara Kiviat Monday, Jan. 25, 201

Facebook page for Financial Literacy:

fb

Welcome to the Talking Financial Literacy Community @ Facebook . We hope folks will join us to share links, photos, comments and discussion. But the discussion board will especially be a space to share resources, plans for integrating financial literacy in classes and support as all of us pose new ideas. ho will be first and second to share who

facebk-finlit

they are, their basic interests in this area and any needs or resources?

Invitation for Listeners to Participate in the Show

Listen to the details in episode 26 and then email Mark and Kathy about what you have to share. Email us at podcast ( at) talkingfinlit.org

ON THE ROAD – Coming Events

  • April 2010 — Kathy at Purdue University (IN)
  • April – June 2010 –Kathy at RTI SUMMIT @Chicago & Orlando
  • May 2010- Kathy NYCABE Keynote N Y City
  • May 2010 — Kathy at AERA 2010 (Denver, CO)
  • June 2010 — Mark and Kathy at ISTE NECC 2010 (Denver, CO)
  • leaving a comment here on the blog/site
  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2010. All rights reserved.

See Transformationed.com for full details of speaking engagements and opportunities to meet Dr King and Mark.. we enjoy meeting our podcast community!

Contact Us


You may contact Mark and Kathy by

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit


Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.


CLICK TO {{{ LISTEN }}}







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Ep 27 April is Financial Literacy Month

April 03, 2010 By: admin Category: budgets, business, cost of living, curriculum, Educational programs, globalization, resources, teacher perspectives, unemployment, Youtube No Comments →


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Be prepared to leverage the attention of Financial Literacy Month with your classes and communities. Kathy and Mark share resources, activities and perspectives for teachers in focusing on financial literacy materials already available on the site and new ones unveiled in this episode. From the Financial Literacy Now website to compelling Youtube videos and articles to get the attention of students with relevance and maximize learning. This is your personal invitation to be part of the Fin Lit Community- Let’s support educators.

Continuing the global conversation about personal

financial literacy for educators on

Talking Financial Literacy Podcast

Resources and Articles Mentioned  finlitnow.JPG

Facebook page for Financial Literacy:

fb

Welcome to the Talking Financial Literacy Community @ Facebook . We hope folks will join us to share links, photos, comments and discussion. But the discussion board will especially be a space to share resources, plans for integrating financial literacy in classes and support as all of us pose new ideas. ho will be first and second to share who

facebk-finlit

they are, their basic interests in this area and any needs or resources?

Invitation for Listeners to Participate in the Show

Listen to the details in episode 26 and then email Mark and Kathy about what you have to share. Email us at podcast ( at) talkingfinlit.org

ON THE ROAD – Coming Events

  • April 2010 — Kathy at NCEA 2010 (St Paul MN)
  • —- Kathy at Purdue University (IN)
  • April – June 2010 –Kathy at RTI SUMMIT  @Dallas, Chicago & Orlando
  • May 2010- Kathy NYCABE Keynote NYCity
  • May 2010 — Kathy at AERA 2010 (Denver, CO)
  • June 2010 — Mark and Kathy at ISTE NECC 2010 (Denver, CO)
  • leaving a comment here on the blog/site
  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2010. All rights reserved.

See Transformationed.com for full details of speaking engagements and opportunities to meet Dr King and Mark.. we enjoy meeting our podcast community!

Contact Us


You may contact Mark and Kathy by

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit


Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.


CLICK TO {{{ LISTEN }}}


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Click to Share!

Ep 25: A Fin Lit Finale (for now)

April 23, 2009 By: admin Category: bank accounts, budgets, business, calculators, charity, cost of living, curriculum, Dan Rabuzzi, Educational programs, entrepreneurship, Federal Reserve, games, giving, globalization, mortgages, Phyllis Frankfort, resources, retirement, student outcomes, taxes, teacher perspectives No Comments →


moneytreeCLICK TO {{{ LISTEN }}}


From the vantage point of over 1 year of research, interviews and analysis of personal financial literacy for k-12 and adult education,  Kathy and Mark step back and provide an episode of reflection, high points and next steps. You are invited to join us for this “green room” debriefing as your Talking Financial Literacy Podcast co-hosts discuss such questions as :

  • What were their surprises as they wrap up the first segment of the series?
  • How can teachers best make use of the series?
  • What needs and gaps did they uncover in the journey of exploring financial literacy resources?
  • How has our world of economics and politics transformed during this 12-16 months?
  • What could a sequel series of segments offer?

This episode becomes a fun, quick-paced recap of great resources, highlights and packs in more surprises for our listeners, both new and returning! Join us for this  comprehensive episode.

 Continuing the global conversation about personal

financial literacy for educators on

Talking Financial Literacy Podcast

 

Resources discussed in this episode:MarkandKathy Mark and Kathy cohosts of Talking Financial Literacy

  • Our archive of illustrious guests and episodes     
    • Convenient: Available on demand:  24/7
    • Portable: Take use with you via MP3 player, iPod, cell phone or CD
    • Flexible: Use for teacher PD, student enrichment, parent and adult education classes
  • We express a special thanks to the McGraw-Hill Companies who have so graciously sponsored this first round of the series as a philanthropic effort. Thank you for offering such a rich resource for teachers, students, community and parents.  ~~ Kathy & Mark
  • We expect to be providing some more resources on this topic in the near future based on discussions with potential supporters. ~~ Kathy & Mark
  • Keep this feed live in your feedreader and podcast reader (iTunes, etc) and check back to the site for updates and announcements!)
  • We wish you all success in bringing financial literacy lifelong learning to life for your students!

Contact Us


You may contact Mark and Kathy by

  • leaving a comment here on the blog/site

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit


Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2009. All rights reserved.

CLICK TO {{{ LISTEN }}}


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Ep 22 Mortgages:Elizabeth Zelasko

January 29, 2009 By: admin Category: bank accounts, bankruptcy, budgets, business, calculators, cost of living, credit scores, curriculum, Elizabeth Zelasko, entrepreneurship, globalization, interviews, investments, loans, mortgages, resources, retirement, taxes No Comments →


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 [display_podcast]This episode features a lively and informative interview with loan manager, Elizabeth Zelasko of  cwidebank Countrywide Bank by Talking Fin Lit co-host Dr. Kathy King. Elizabeth provides behind the scenes information that every loan applicant should know about mortgages in general and for the changing landscape of this financial vehicle today. From application fees to points, locking in rates, ARMs, fixed rates, taxes, stated income, credit scores, to “junk fees,” we are here to de-mystify the terms and the process!

You will find many money-saving and powerful suggestions for how to prepare for mortgages as adults and pose it for young people to understand the need to prepare now, for instance: building a credit history, savings and banking literacy!

Mark and Kathy also discuss the details of how to use mortgages and this life need as a vibrant classroom learning focus. Resources, lesson ideas and discussion abound.

Join us as we bring an expert on board to provide complete information in a form for all to understand.

 Elizabeth (Lisa) Zelasko contact information:

Lisa-Zelasko

Countrywide Bank, FSB
Home Loan Consultant
Office: 201-556-4724
Fax: 866-433-2940
Email: Elizabeth_Zelasko@Countrywide.com

 WEB: http://countrywidelocal.com/elizabethzelasko

 Resources for this Episode

Mortgage Calculators

 

  • Calculator: “Calculate Your Debt-to-Income Ratio”
    Comparing your earnings against your spending , also known as a debt-to-income ratio, is one of the most popular approaches for evaluating if you have too much debt. Lenders, for years, have looked at debt-to-income ratios to get a better grasp on a person’s current financial picture to determine credit-worthiness.

Other Resources

Contact Us


You may contact Mark and Kathy by

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit


Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 – 2009. All rights reserved.

CLICK TO {{{ LISTEN }}}

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