Talking Fin Lit

Talking Financial Literacy Podcast hosted and produced by Mark Gura & Kathy King
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Archive for the ‘bankruptcy’

Ep 24: Guest Expert Educator Puts Financial Literacy Ed in Perspective: Ms. Josephine Urso

April 07, 2009 By: admin Category: Josephine Urso, Managing Our Money, bank accounts, bankruptcy, budgets, business, interviews, resources, teacher perspectives No Comments →

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Join us for a vibrant interview with an experienced New York City teacher and administrator. Josephine Urso provides grounding and insightful examples of how financial literacy is incorporated into school curriculum, rather than isolated projects or after school programs. Deep insights offered as Kathy and Mark debrief on the interview and how teachers and schools can use this information to refine current and develop new financial literacy programs and connections.

 

Recommendations for Teacher and School Action

Benefit from an experienced perspective about urgency and recommendations for infusing financial literacy in the curriculum.

Resources in this Episode

PMSFL

 

 

SPECIAL FEATURE

Listener Submission:  

If you go into the teachers part there is an excellent series of lessons on taxes that include why pay taxes, the history of taxes and the nuts and bolts of how to pay taxes.

Check out the stuff on the bottom of the following url http://www.irs.gov/app/understandingTaxes/teacher/whys.jsp

Submitted by listener and teacher:
John Kalnberg, teacher, Sage Day School, Rochelle Park, NJ.

 

irs

 

 


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Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 - 2009. All rights reserved.
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Ep 23: Financial Literacy – A Patchwork Quilt of Opportunity: Beth Pellar Interview

March 12, 2009 By: admin Category: Beth Pellar, Educational programs, bank accounts, bankruptcy, business, games, investments, resources, stock market, student outcomes, teacher perspectives No Comments →

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Finlit-patchwork

This episode features an interview with Ms. Beth Peller, Former Local Instructional Superintendent, New York City Department of Education. Beth Peller retired a year or two back from a very successful career with the New York City Department of Education. Over several decades she served the Department in a variety of capacities. After starting as a classroom teacher, she was tapped

to become a citywide Staff Developer for the Central Office. She moved on to become Head of Literacy for Community School District #15 in Brooklyn for a while and then served as a Language Arts Specialist in the Office of Performance Standards, a part of the central organization’s Division of Instructional Support. Finally, she served as a Local Instructional Superintendent until retiring. Speaking with the benefit of deep experience in the field of education, Beth shares some informed insights about the challenge of Financial Literacy Education.

 

Articles and resources discussed in this episode.

• U.S. teenagers lack financial literacy
http://www.usatoday.com/money/economy/2006-04-05-literatcy_x.htm

• Federal Reserve Bank of Minneapolis Journalstockmarktgame
http://www.minneapolisfed.org/research/list_by_topic.cfm?tid=18&sid=2&page7

• Stock Market Game

• Using the Stock Market Game in Twelve Easy Steps!

• Federal Reserve of Education
http://www.federalreserveeducation.org/FRED/?CFID=3751987&CFTOKEN=90095477

 

Continuing the global conversation about personal

financial literacy for educators on

Talking Financial Literacy Podcast

 

Resources discussed in this episode:

  • Our archive of guests and episodes provides top notch learning and support which is 
    • Convenient: Available “on demand”: 24/7
    • Portable: Take use with you via MP3 player, iPod, cell phone or CD
    • Flexible: Use for teacher PD, student enrichment, parent and adult education classes

Contact Us


You may contact Mark and Kathy by

  • leaving a comment here on the blog/site

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 - 2009. All rights reserved.
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Ep 22 Mortgages:Elizabeth Zelasko

January 29, 2009 By: admin Category: Elizabeth Zelasko, bank accounts, bankruptcy, budgets, business, calculators, cost of living, credit scores, curriculum, entrepreneurship, globalization, interviews, investments, loans, mortgages, resources, retirement, taxes No Comments →

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This episode features a lively and informative interview with loan manager, Elizabeth Zelasko of  cwidebank Countrywide Bank by Talking Fin Lit co-host Dr. Kathy King. Elizabeth provides behind the scenes information that every loan applicant should know about mortgages in general and for the changing landscape of this financial vehicle today. From application fees to points, locking in rates, ARMs, fixed rates, taxes, stated income, credit scores, to “junk fees,” we are here to de-mystify the terms and the process!

You will find many money-saving and powerful suggestions for how to prepare for mortgages as adults and pose it for young people to understand the need to prepare now, for instance: building a credit history, savings and banking literacy!

Mark and Kathy also discuss the details of how to use mortgages and this life need as a vibrant classroom learning focus. Resources, lesson ideas and discussion abound.

Join us as we bring an expert on board to provide complete information in a form for all to understand.

 Elizabeth (Lisa) Zelasko contact information:

Lisa-Zelasko

Countrywide Bank, FSB
Home Loan Consultant
Office: 201-556-4724
Fax: 866-433-2940
Email: Elizabeth_Zelasko@Countrywide.com

 WEB: http://countrywidelocal.com/elizabethzelasko

 Resources for this Episode

Mortgage Calculators

 

  • Calculator: “Calculate Your Debt-to-Income Ratio”
    Comparing your earnings against your spending , also known as a debt-to-income ratio, is one of the most popular approaches for evaluating if you have too much debt. Lenders, for years, have looked at debt-to-income ratios to get a better grasp on a person’s current financial picture to determine credit-worthiness.

Other Resources

Contact Us


You may contact Mark and Kathy by

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 - 2009. All rights reserved.

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Ep 21 Banks Rule

January 17, 2009 By: admin Category: bank accounts, bankruptcy, budgets, calculators, charity, cost of living, games, investments, loans, mortgages, resources, student outcomes, teacher perspectives 2 Comments →

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Join Kathy and Mark as the explore the need for teaching and learning which include banking content. While topics related to banking functions are rich for math, economics, critical thinking, social studies and literacy, they are not being used in in most curriculum. In this episode, the Talking Fin Lit hosts discuss the great need, the gaps in understanding and some of the few valuable tools and resources available at this time.

Join us as we explore how to fill this gap in personal financial literacy learning across grades and settings. Examples include p-12 through GED and higher education, a not-to-be-missed episode! Entirely relevant, needed and 21st century literacy focused, from the only podcast series with professional development and resources for educators, students and lifelong learners.

Talking Fin Lit Podcast: Continuing the global conversation about personal financial literacy for educators

Resources discussed in this episode:

Articles:

  • Student-Run Bank Branch Opens in New Jersey High School
  • Regulators Shutter Silver State Bank
    • Published: September 6, 2008 9:26 p.m.
  • Agency’s Head Expects Banking’s Crisis to Worsen
    • Published: August 26, 2008
  • SEC Resource
    • Tips for Teaching Students About Investments
    • Website: http://www.sec.gov/investor/students/tips.htm
  • Kidsbank.com
  • TOY ATM Machines
    • Children’s Touchscreen ATM Bank, Hammacher Schlemmer 
  • Preschool level Toy register ( ages 3-7 yrs)
  •  Toy Cash Register

Contact Us


You may contact Mark and Kathy by

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008 - 2009. All rights reserved.
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Ep. 12 Financial Literacy Meets Character Education

October 03, 2008 By: admin Category: bankruptcy, budgets, business, cost of living, curriculum, games, resources 1 Comment →


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icon for podpress  Ep. 12 Financial Literacy Meets Character Education [22:31m]: Play Now | Download (343)
Mark and Kathy discuss a wide trend of financial literacy materials which raise ye olde timeless, legacy of Character Education. Indeed as national and global economies toss and turn day by day, people of all ages look for a mooring. A multitude of resources already exist which tap into critical lessons of responsibility and ethics along the way in teaching financial literacy concepts and skills. Don’t miss out on this important episode. Something very different, even unexpected- yet such a powerful connection to transform individuals and communities? Always full with resources and lively discussion, The Talking Financial Literacy Podcast.paybills

The Great Seduction  - NY Times Article

By DAVID BROOKS,

NY Times OP-ED COLUMNIST

(June 10, 2008)

“Money. The Puritan legacy inhibited luxury and self-indulgence. Benjamin Franklin spread a practical gospel that emphasized hard work, temperance and frugality. Millions of parents, preachers, newspaper editors and teachers expounded the message. The result was quite remarkable.
……
Over the past 30 years, much of that has been shredded. The social norms and institutions that encouraged frugality and spending what you earn have been undermined. The institutions that encourage debt and living for the moment have been strengthened”

Article   

“The Definition of Character Education” ASCD website
“Character education involves teaching children about basic human values including honesty, kindness, generosity, courage, freedom, equality, and respect.
The goal is to raise children to become morally responsible, self-disciplined citizens. Problem solving, decision making, and conflict resolution are important parts of developing moral character. Through role playing and discussions, students can see that their decisions affect other people and things.”

Resources

Goodcharacter.com:  Character Education: Free Resources, Materials, Lesson Plans

Legacy Educational Resources

Role Models

Stories with Ethical Themes


Contact Us

You may contact Mark and Kathy by

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008. All rights reserved.

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Episode 2 Flagging Econ Propels Financial Ed PLUS Interview with Federal Reserve Bank of NY

May 07, 2008 By: admin Category: Federal Reserve, Llyod Bromberg, bank accounts, bankruptcy, credit scores, curriculum, interviews, loans, mortgages, resources, teacher perspectives No Comments →

Interview with Lloyd Bromberg, Federal Reserve Bank of NY, Director of Education Services

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icon for podpress  Episode 2 Flagging Econ Propels Financial Ed [35:51m]: Play Now | Download (1)

Federal Reserve Bank of NY Education

Join us for this exciting episode of top news items and US federal resources for financial literacy. It’s Not Too Late - Flagging Economy Propels Financial Education discussion with Mark and Kathy combined with an educator’s interview with the Federal Reserved.

 

An interview with Lloyd Bromberg/ Director of Education for Federal Reserve Bank of New York

Articles Presented in the Episode:

A. The Next Slum? (Atlantic ) http://www.theatlantic.com/doc/200803/subprime

B. Flagging Economy Propels Financial Education http://www.edweek.org/ew/articles/2008/02/20/24finance.h27.html Resources Presented in the Episode:
1. Federal Reserve Bank of New York: http://www.newyorkfed.org/
 · Education Section of above: http://www.newyorkfed.org/education/index.html

  • Econ Bowl
    The Federal Reserve Bank of New York invites upper elementary and middle school social studies classes to participate in the Econ Bowl.

http://www.newyorkfed.org/education/elemiddleschool.html

  • Econ Explorers Journal “ Discover the world of economics in your home, neighborhood and school by completing your Econ Explorers Journal” – Downloadable PDF curriculum

http://www.newyorkfed.org/education/econexjrnl.pdf

Also –

Citibank Financial Education Program

2) Citi (Citigroup) Citi Financial Education Program

http://financialeducation.citigroup.com/citigroup/financialeducation/

Citi Financial Education Videos
 http://financialeducation.citigroup.com/citigroup/financialeducation/videos.htm

3)ING Direct

Planet Orange – Financial Literacy Web Site for Kids

http://www.orangekids.com/

Contact Us
You may contact Mark and Kathy by

Podcast Feed:

Our podcast feed is: http://feeds.feedburner.com/talkingfinlit

Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.

  • (C) Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008. All rights reserved.
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Episode 1: Welcome & Scoping Out the World of Financial Literacy

April 18, 2008 By: admin Category: bank accounts, bankruptcy, budgets, credit scores, curriculum, loans, resources No Comments →

Financial Literacy is Mission Critical Lifelong Learning

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Welcome to the series! Our first episode provides an introduction to the new world of Financial Literacy. Talking Financial Literacy is a global discussion dealing with educational needs emerging from the ever changing world of personal finance. Co-hosted by Mark Gura and Dr. Kathleen P. King (Kathy) this new series provides professional development and resources for educators, students and lifelong learners. Finding our way to and through the impressive amount of material on this subject, this 24 episode series will be both a report and an investigation.

Defining Financial Literacy
A continuing theme… let’s begin with a definition from Wikipedia http://en.wikipedia.org/wiki/Financial_literacy
Financial literacy is the ability of individuals to make appropriate decisions in managing their personal finances. Raising levels of financial literacy is now a focus of government programs in countries including Australia, Japan, the United States and the UK. …”

We will be looking for academic standards in Financial Literacy as the series progresses.

Financial Literacy is not simply enhanced by technology,
but the use of tech in this area is essential!

Be heard! Email us podcast@talkingfinlit.org

  • Send us an email to introduce yourself!
  • Send us your feedback or your financial literacy in education topics!

Headlines

(The Need for the Population to be MORE Financially Literate)

We will be probing the state of financial literacy in schools


Financial Literacy (Education Specific) Headlines

Contact Us
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Talking Financial Literacy is produced in collaboration among the MS in Adult Education and HRD at Fordham University and The McGraw-Hill Companies.
© Talking Financial Literacy is copyrighted by The McGraw-Hill Companies, 2008. All rights reserved.
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